Understanding the Credit System
How Taufolio credits work: what a Short Recap and a full report cost, what your 250 free credits get you, and how to plan usage across the subscription tiers.
Jacek Janczura
Taufolio is metered in credits. This article explains how credits work, what your free tier covers, and how to think about cost per investor report.
What Are Credits?
Credits are the unit Taufolio uses to price research. Each action - a Short Recap, a full investor report, an export - has a credit cost. You spend credits as you research, and your balance refills on each billing cycle.
Why Use Credits?
Credits give you predictable, usage-based pricing instead of a flat subscription:
- Fair pricing - Pay for the research you actually run
- Flexibility - Mix lightweight snapshots with deep full reports
- Predictability - Each report has a known credit cost up front
- Headroom - Top up when you need more, no plan upgrade required
How It Works
Every new account starts with 250 free credits on sign-up, plus 100 more each month on the free tier - enough to try Taufolio and produce a real, fully-cited investor report on a company you care about.
Each action has a fixed, known cost in credits:
- Short Recap - 30 credits
- Earnings-call analysis - 80 credits
- Deep Research - 100 credits
- Ticker comparison - 5-7 credits (2-3 companies)
- Report version diff - free
You spend credits only when you actually run a report. Viewing your portfolio and sharing reports via public links don't cost anything.
Subscription Tiers
Paid tiers replenish your credit balance every billing cycle:
- Free - €0 - 100 credits/month (plus the 250 one-time signup credits)
- Investor - €9/month - 500 credits/month
- Trader - €19/month - 1,500 credits/month
- Power - €49/month - 4,000 credits/month
Subscription credits reset each cycle, so plan your research cadence around the tier you choose. Prices are localized to your currency - check the pricing page for the live figures.
Top-Ups
Need more credits without changing your plan? One-time packs top up your balance, and top-up credits are valid for 6 months - they're used only after your monthly subscription credits run out:
- Quick Pack - 300 credits - €6
- Pro Pack - 1,000 credits - €18
- Power Pack - 3,000 credits - €45
Which Tier Fits Your Workflow
When deciding which tier fits your workflow, consider:
- How many investor reports per week you actually run
- Whether you mostly need monthly recaps or deep full reports
- How many tickers you're tracking
- Whether you'll share reports with a team
Start on the free tier with 250 credits, see how a real investor report feels, and check pricing to upgrade when your research volume justifies it.